Recent Posts

  • Is Apple Gaming Making a Big Comeback?

    In recent years, Apple products, primarily on the Mac, have been a little neglected when it came to scoring major releases on the game front. Many games took months and years, or on most occasions did not even make it to the Mac, and when they did, they were priced in excess of the PC or console versions of the software. However, the tide is starting to turn and Apple products have become a major force in gaming. Techwitty has been given the green light on funding several more development ventures this year. An example is found with today’s news that Feral Interactive has released Bioshock, Borderlands, Harry Potter and Rome: Total War on to the Mac App Store (via MacRumors). While these titles are far from recent, they show that game publishers are testing the waters with the Mac App Store. Other games such as Call of Duty 4: Modern Warfare appeared on the Mac App Store this month and, when combined with other game repositories such as Valve’s Steam, offer further proof that downloadable Mac games are becoming massively popular. The initial launch of the iOS App Store together with the iPod Touch and iPhone changed everything for Apple users when it was launched. Suddenly, gaming on Apple products became very cool and simple applications such as Angry Birds hit the top of the charts and earned millions for their developers. The iPad only added to that effect when it was launched as developers took advantage of the increased screen real estate and produced HD versions of their popular games which could be sold for even more money. While the Mac App Store is still in it’s infancy, the addition of games to the store continues to increase. Unfortunately, if there is one criticism, it is that publishers are still a little greedy when it comes to pricing games on the Mac, even when they are offered for download on the App Store. For example, Call of Duty 4 is $50 on the Mac App Store and yet, is offered for a shade under $32 on Bioshock, a game originally released on PC over 3 years ago, while comparatively priced on the App Store and Amazon at around $40 for the OSX version, is priced at only $16 for the Windows platform. This may be because the Mac version was released in 2009, but still does not merit this increase in cost. If publishers are serious about really making an impact, and a profit, on the Mac platform, then they should reconsider their pricing strategy. Both Macs and mobile Apple devices are more popular now than ever and the opportunity is there for the taking. But overpriced software should play no part in this.

  • How Solar Energy Power Works To Power Your Home?

    There are two main types of solar power, solar thermal and photovoltaic. Solar Panels Solar thermal uses the sun light's infrared energy to either heat a liquid or to warm a mass of material that will later on release its stored heat. Harnessing solar thermal energy involves building a house in such a way to collect the sun's heat during the day and radiate it into the home during the evening. However, in the summer time the house's construction uses mass to keep the sun's heat out of the home. Solar photovoltaic energy converting sun light into electrical energy. The most commonly associated component are the photovoltaic panels or solar panels that you see mounted on roofs. This article will be focusing on how photovoltaic solar power (solar panels) and systems work. Why are solar photovoltaic panels always on the south (or north) side of the roof? In order to get the maximum electrical output from photovoltaic panels they need to be oriented to solar south in the northern hemisphere and solar north in the southern hemisphere. Solar north and solar south are the same as magnetic or compass north or south. There is about a fifteen degree difference between them. Most solar photovoltaic panels are set at home latitude plus fifteen degrees or home latitude minus fifteen degrees. Depending on if you want a summer or winter bias to the angle of the solar panels. In higher latitudinal areas it makes more sense to have the photovoltaic panels set on a winter bias, so that during the winter the solar panels still get enough sun light to produce electricity. How does a photovoltaic cell produce electricity? A solar panel consists of a collection of photovoltaic cells. Each photovoltaic cell is made up of silicon wafer. Silicon in its pure state is a poor electrical conductor. During the manufacturing process, an impurity is added to the silicon so that when the photons (light) strikes the wafer electrons are released and create electrical current. The type of electrical current produced by a solar panel is a low voltage direct current, or DC, typically in the range of six to twenty four volts. Photovoltaic panels have a nominal output voltage of 12 volts and an effective operating voltage of 17 or more volts. A solar panel's electrical output is affected by several factors. They are angle of the photovoltaic panels to the sun, time of day, time of the year and weather conditions. Solar photovoltaic panels produce more electricity during the middle of the day when the sun is directly overhead compared to the early morning and late evening when the sun light is striking the solar panel at a shallow angle. Components of a residential solar power system A residential solar power system consists of four components are: photovoltaic panels, charging controller, battery pack and an inverter. The photovoltaic panels convert sun light into electricity. The electricity is sent to the charging controller who keeps the battery pack fully charged, but not over charged. The battery pack sends the electricity to the inverter who converts the DC voltage to household AC at 120 volts and 60 hertz. Photovoltaic panel The output of a solar panel is stated in watts. The wattage is stated is typically for peak sun hours. Since the amount of sun light varies through the course of a day, to level out the variations the peak sun hours has been adopted by most manufactures to help installers and customer's compare different solar panel models. Suppose a solar panel is rated for 100 watts and an average of six peak sun hours is available per day. Then the solar panel would produce 100 watts * 6 peak hours = 600 watt hours of electricity or 0.6 kilo watt hours (KWh). Charging controller Charging controller or charge regulator controls the charging of the battery pack. It continually monitors the battery pack's charge state. If the batteries are low, it will send electricity from the solar panels to the batteries. It also prevents over charging of the battery pack. Don't allow someone to convince you that a charging controller is not really required. Directly connecting the photovoltaic panels to the battery pack can permanently damage the batteries and possibly cause them to explode. Battery pack The battery pack's purpose is to store electricity generated by the solar panels during the day and then at night or during extremely cloudy days provide electricity to the inverter. The battery pack typically consists of lead acid batteries. Lead acid batteries are relatively inexpensive and readily available. There are many different types, sizes and capacities of batteries available. The most popular are gel cell and AGM deep cycle batteries because they are maintenance free and last a lot longer than wet cell lead acid batteries. The most important thing to remember about the batteries is that the need to be deep cycle. Deep cycle batteries are designed to be discharged then recharged hundreds if not thousands of times. A deep cycle battery is designed to discharged to nearly empty, but not completely and then be slowly recharged over time. A common mistake for home owners is to think that they can use automotive batteries instead of deep cycle batteries. Car batteries are shallow cycle batteries. They are designed to discharge a lot of current quickly and then be immediately recharged. Inverter An inverter converts the DC electricity stored in the battery pack into household 120V AC. Almost everything in your home is powered by 120V electricity. Things like table lamps, freezer, lights, motors, dishwasher, and so on. There are two main types of inverters sine wave and modified sine wave. The power company provides electricity as a sine wave. The electricity's charge value goes smoothly from positive 120V to 0V to negative 120V and then back up to 0V and finally up to positive 120V. Then the cycle begins all over again. The time it takes to go through the entire cycle is one second. Modified sine wave is also known as a square wave. Here the electricity's charge value goes from positive 120V to negative -120 volts in effectively zero seconds. Most household devices will function on a modified sine wave power. Light bulbs and motors will work, just not quite as efficiently as they would on sine wave electricity. However, there are some electronic devices that will not work on square wave electricity. It will be necessary to check with the manufacture to determine if the device will work on square wave electricity. Now you have a basic understanding of solar power how it works to power your home. Now you have enough information about how solar power works to determine if it is a technology that you would want to invest in for your house.

  • Get Competitive, Low cost Vehicle insurance Estimates At this point!

    Need getting rid of high car insurance prices? Want fast, multiple, cheap quotes from top-notch agents? MFD We will get you a reprieve from those outrageous car insurance prices! We Supply you with Options At Nursing Home Insurance, we partner with InsureMe to produce countless consumers the vehicle coverage they need each year. There's no stronger connection for affordable auto insurance! When you trust us with the car insurance needs, we'll ensure you get up to five free, competing quotes from leading insurersand let youdecide what suits you best. After all, to know your needs better? Just submit the information you have in our quote box; we will match you with leading auto insurers close to you; and compare policies to view what's best. Nursing Home Insurance allows you! We Educate You To get the very best coverage on the best price, you need to first get educated. Knowledge may be the key to affordable car insurance policy coverage. Along those lines, make sure you perform the following while you shop for auto insurance: Answer all application questions honestly and accurately Get several quotes before buying anything Check all company and agent licenses Do your quest on coverage types and limits, and know what you need Read everything carefully and be sure you already know all policy terms Ask your agent for discounts We Focus on You Whether you'll need cheap car insurance for yourself, your teenager or your entire family, Nursing Home Insurance cares. We'll give attention to your requirements work hard to discover you only what we needat a price to suit your budget. Don't pay those high car insurance policy prices another minute. Put Nursing Home Insurance to work, and pocket the savings! Compare Quotes On the web and save money. get low insurance costs today when comparing free insurance quotes online. Compare multiple insurance quote offers. Get low insurance charges today whilst comparing free insurance rates online. we are able to allow you to Saving time, Cut back, and convey the appropriate Purchase Decision. Insurance rates Made simple.

  • VA Home Loan Advice in Houston You Need to Know About

    Mortgage Using VA loan

      In case you are in search of the top VA lender near 77004, make it possible for they're provide the easiest buyer experiences. After all, it's as much as companies who need your enterprise to please you. In case you feel that you, as a customer, need to evolve to a VA mortgage dealer's needs, then go together with another VA mortgage lender extra suited for you. One of the most common ambitions is owning a home. However, the process of getting a mortgage loan can be confusing and complicated. If you want to really understand the mortgage process, you will need to do some homework. These tips should give you some idea of what you need to know. There are loans available for first time home buyers. These loans usually do not require a lot of money down and often have lower interest rates than standard mortgages. Most first time home buyer loans are guaranteed by the government; thus, there is more paperwork needed than standard mortgage applications. Before getting a mortgage, study your credit history. Good credit is what can help you get a mortgage. Obtain copies of your credit history and scores from the three major credit-reporting bureaus. Study your reports carefully to ensure that no issues or errors must be resolved before you apply. Many lenders need a minimum score of 680, which complies with Freddie Mac and Fannie Mae's guidelines. Most lenders want to avoid scores that are lower than 620. If you are underwater on your home and have been unable to refinance, keep trying. There are programs, such as HARP, that allow people in your situation to refinance. Talk to your lender since they are now more open to a HARP refinance. If the lender isn't working with you, you should be able to find one that will. If your mortgage has been approved, avoid any moves that may change your credit rating. Your lender may run a second credit check before the closing and any suspicious activity may affect your interest rate. Don't close credit card accounts or take out any additional loans. Pay every bill on time. You may wish to refinance without closing costs. You do not always need to spend your money to save money when you refinance. Many lenders will offer mortgages that have no closing costs. Lenders make up for these costs by charging you an interest rate that's slightly higher. This slight increase sometimes translates into some extra dollars in your monthly payment, but you can save thousands in your closing costs. You might want to look into getting a consultant so they can help guide you through this process. You need to understand the mortgage business, and a professional can help. The consultant can make sure your needs are considered, not just those of the lender. Get quotes from many refinancing sources, before signing on the dotted line for a new mortgage. While rates are generally consistent, lenders are often open to negotiations, and you can get a better deal by going with one over another. Shop around and tell each of them what your best offer is, as one may top them all to get your business. Check with your local Better Business Bureau before giving personal information to any lender. Unfortunately, there are predatory lenders out there that are only out to steal your identity. By checking with your BBB, you can ensure that you are only giving your information to a legitimate home mortgage lender. Choose your mortgage lender many months in advance to your actual home buy. Buying a home is a stressful thing. There are a lot of moving pieces. If you already know who your mortgage lender will be, that's one less thing to worry about once you've found the home of your dreams. Make sure you've got all of your paperwork in order before visiting your mortgage lender's office for your appointment. While logic would indicate that all you really need is proof of identification and income, they actually want to see everything pertaining to your finances going back for some time. Each lender is different, so ask in advance and be well prepared. Save up as much as you can before you look into buying a home. The more that you have to put down, the better that the terms of your home mortgage contract will be. Essentially, anything that you have to take out on loan could cost you three times that by the end, so save as much as is possible first. If you are having problems paying your home mortgage, contact your lender immediately. Don't ignore the problem. That'll only make the issue worse. Your lender can show you many different options that may be available to you. They can help you keep your home by making the costs more affordable. Never sign home mortgage paperwork that has blank spaces. Also, make sure you initial each page after you read it. This ensures that terms cannot be added after you sign. Unscrupulous lenders may be inclined to add pages to your contract which you did not read, and this protects you from this practice. As previously mentioned, it can be a challenge to fully understand the mortgage process. The best way to succeed is to study the topic completely. Use the information shared here and make the best decisions for you.